Adani One ICICI Bank Platinum Credit Card Review
Adani airport ecosystem co-brand: 3% Adani rewards, 8 lounges + valet + porter, 750 fee waivable at 3L. April 2026.
Who this is for
The Adani One ICICI Bank Platinum is a co-brand card built around Adani airports (Mumbai, Ahmedabad, Lucknow, Mangaluru, Jaipur, Guwahati, Thiruvananthapuram). Best for regular Adani-airport flyers and Adani One portal users. Distinctive benefits: premium lounge upgrades, valet parking, porter services — plus 3% on Adani ecosystem spends.
Reward structure
- Adani One Ecosystem: 3 Reward Points per ₹100 spent (Adani One portal, Adani Gas, Adani Electricity etc.)
- International spends: 1.5 Reward Points per ₹100
- Domestic non-Adani spends: 1 Reward Point per ₹100
- Reward points credit to your Adani OneApp as Adani OneApp Rewards at the end of the billing cycle, redeemable across the Adani One ecosystem (flights via Adani One portal, Adani Gas top-up, etc.).
- Older “0.5% on utility/insurance” tier was not visible on the current issuer page — verify in MITC.
Airport privileges (the core differentiator)
- Lounge access: 2 complimentary domestic visits per quarter = 8/year
- Premium lounge upgrades: 8 annually at Adani airports (issuer-confirmed; not split as 2/quarter on the marketing page)
- Valet parking: 2 per year at Adani airports
- Premium car parking: 2 per year at Adani airports
- Porter services: Up to 4 per year at Adani airports — issued for every ₹1 lakh of annual spend (so the cap effectively activates only when you cross ₹4 lakh annual spend on the card)
Welcome & lifestyle
- Welcome flight voucher worth ₹2,000 on ₹10,000 spend within 60 days of card activation (issuer-confirmed value).
- 2 premium car-parking instances credited on card activation (one-time activation perk).
- Aggregate Year-1 joining benefits across vouchers/valet/lounge typically work out to ~₹3,000 in nominal value if you actually use them at Adani airports.
- Movies: 25% off up to ₹100 — 2 monthly discounts via INOX and BookMyShow (per current issuer page; older “Buy-1-Get-1” framing is no longer on the marketing page)
- 1% fuel surcharge waiver (standard)
Compared with alternatives
| Card | Fee | Lounges | Focus |
|---|---|---|---|
| Adani One ICICI Platinum | 750 | 8 + airport upgrades | Adani airports |
| ICICI Rubyx | 2,000 | 2/Q gated | General mid-premium |
| HDFC Pixel Play | 500 | None | Customisable cashback |
| Axis Horizon | 3,000 | 24-32 domestic | Travel general |
Should you apply?
Apply if: You fly 4+ times/year through Adani airports, use the Adani One portal for travel bookings, and value valet/porter/lounge-upgrade airport services.
Skip if: You fly mostly through non-Adani airports (GMR Delhi/Hyderabad, Bangalore, Chennai), or your spend is under 2.5L (fee waiver unreachable).
The bottom line
Adani One ICICI Platinum is a niche but high-utility airport card for Adani ecosystem users. Airport privileges (valet, porter, lounge upgrades) are genuinely differentiated at a low fee. For non-Adani flyers, general mid-premium cards make more sense.
Verified against ICICI Bank's official Adani One Platinum page and April 2026 listings. Airport benefits apply at Adani-operated airports only. 3% reward rate on Adani ecosystem spends.