Adani One ICICI Bank Platinum Credit Card: Fees, Rewards & Real Value
The Adani One ICICI Bank Platinum Credit Card is the first credit card in India with airport-linked benefits — co-branded between ICICI Bank and Adani Group. It’s purpose-built for users flying from Adani-managed airports (Mumbai, Ahmedabad, Lucknow, Mangaluru, Jaipur, Guwahati, Thiruvananthapuram). Here’s the 2026 breakdown.
Key Fees
- Joining fee: ₹750 + GST (effective ~₹885)
- Annual fee: ₹750 + GST, waived on ₹3 lakh annual spend
Welcome Benefit
Flight vouchers worth up to ₹5,000 on spending ₹10,000 within 60 days of card activation.
Adani Reward Points Structure
- Up to 7% Adani Reward Points on spends across the Adani Group ecosystem:
- Adani One app (flights, hotels, trains, buses, cabs)
- Adani-managed airports (retail and F&B)
- Adani CNG pumps
- Adani Electricity bills
- Trainman
- Up to 4% cashback on iShop redemptions
- Base earning on general retail spends
Airport Benefits (The Unique Selling Point)
- 8 domestic airport lounge accesses per year at Adani-managed airports
- 2 additional domestic complimentary airport lounge accesses
- 4 porter services per year at Adani airports
- 2 premium car parking services per year at Adani airports
Other Benefits
- Dining discounts via ICICI Culinary Treats programme
- Fuel surcharge waiver on eligible transactions
Who Should Get It
- Users flying regularly from Adani-managed airports (Mumbai T2, Ahmedabad, Lucknow, Jaipur, Mangaluru, Guwahati, Thiruvananthapuram)
- Adani Electricity customers in Mumbai — 7% rewards on monthly bill payments
- Travelers who use Adani One app for travel bookings
- Frequent Adani CNG pump users (relevant in Gujarat/Mumbai)
When to look elsewhere
- You fly from non-Adani airports — main benefits are locked out
- You don’t live in Mumbai/Ahmedabad where Adani infrastructure is dense
- You want broader lounge access at any airport — any standard mid-tier card works better
How to Apply
Apply on the Adani One ICICI Platinum page or via the Adani One app. Eligibility: salaried ₹25,000+/month, CIBIL 700+.
Final Verdict
The Adani One ICICI Bank Platinum is a niche but well-designed card for users deeply embedded in the Adani ecosystem — especially those flying from Adani airports, using Adani Electricity, or booking travel on the Adani One app. At ₹885 effective fee with porter services, parking, and up to 7% rewards on Adani spends, it can deliver meaningful value. For users outside the Adani ecosystem, other ICICI cards (Coral, Platinum Chip, Amazon Pay) will serve better.
See also: Amazon Pay ICICI review, ICICI Coral review.
Last updated: April 2026. Verify current terms on the Adani One ICICI Platinum page.