Comprehensive vs Third-Party Vehicle Insurance — What Should You Actually Buy?
Third-party motor insurance is mandatory; comprehensive is optional. Real cost of own-damage cover, IDV math, no-claim bonus, and when each makes sense.
-
-
Best Health Insurance Plans for Family — Floater vs Individual (2026)
Family floater vs individual health insurance for FY 2025-26. Sum-insured guidance, top insurer comparison, sub-limits and waiting periods explained, and the right hybrid stack.
-
Critical Illness vs Term vs Health Insurance — Which One to Buy First (2026)
Term insurance vs health insurance vs critical illness cover — how they overlap, where they don’t, and the right buying order for an Indian family.
-
Section 80D Health Insurance Deduction — Full Breakdown FY 2025-26
Section 80D limits for FY 2025-26 — ₹25K self/spouse/kids, ₹50K parents 60+, total up to ₹1 L. Preventive health check-up rules and worked examples.
-
Term Life Insurance — How Much Cover Do You Actually Need? (₹1 Cr / ₹2 Cr / ₹5 Cr Decoded)
Real term insurance cover for FY 2025-26 — income-replacement, debt, and dependant-needs math, with worked ₹1 Cr to ₹5 Cr scenarios.
