Stamp Duty and Registration Charges in India — State-by-State Guide 2026
Stamp duty rates by state for property purchase in 2026 — Maharashtra 6%, Karnataka 5%, Delhi 6%, Tamil Nadu 7%. Registration fees and ways to save legally.
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Education Loan + Section 80E — Best Banks and Tax Benefits (2026)
Education loan rates 9-13%, Section 80E unlimited interest deduction for 8 years. Compare SBI, BoB, ICICI, HDFC Credila, NBFC; collateral vs unsecured; tax math.
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Buying vs Renting in India — The Math Most People Get Wrong (2026)
Should you buy or rent a flat in India? Full TCO comparison — EMI vs rent, opportunity cost, maintenance, society fees, tax benefits, capital gains. Worked example for ₹1 Cr Bengaluru flat.
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Home Loan EMI Calculator + Prepayment Strategy — Save ₹20+ Lakhs in Interest
₹50 L home loan at 8.5% over 20 years pays ₹54 L in interest. Prepayment of ₹1L/year cuts interest by ₹20 L+. Full math, prepayment vs SIP, and which beats which.
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Personal Loan vs Credit Card EMI vs Top-Up Loan — True Cost Comparison
₹5 L for 36 months: personal loan ~13% APR, CC EMI 16-18% APR, top-up home loan 9-10%. Full APR/processing-fee/foreclosure breakdown for each.
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Car Loan vs Lease vs Cash — What Actually Makes Sense in India
₹10 L car: car loan ~9%, lease 18-22% effective, cash zero rate. Full TCO comparison plus the depreciation trap nobody warns you about.
