T+1 Settlement India: How Equity Settlement Works Now (And T+0 Coming)
T+1 equity settlement India: full rollout January 2023, first major market globally. Working day calculation, what is settled when, T+0 pilot coming, FAQs.
Mutual Fund CAS Explained: Read Your Consolidated Account Statement (Monthly Free)
Consolidated Account Statement (CAS) free monthly email showing all your MF + demat holdings in one document. How to read, use for ITR, detect fraud.
e-Insurance Account (eIA) India 2026: Consolidate All Policies Digital, Why You Need One
e-Insurance Account (eIA) holds all your insurance policies digitally – one dashboard for life, health, motor, home. IRDAI mandated default electronic from Oct 2024.
Demat Account Dormancy: When Accounts Get Frozen and How to Reactivate (India 2026)
Demat account becomes dormant after 12 months no transactions; frozen after 24 months. Holdings safe but trading blocked. Reactivation steps, prevention strategy, IEPF risk.
UPI Lite Explained 2026: Rs 2,000 Wallet for Small PIN-Less Payments
UPI Lite on-device wallet for small PIN-less payments: Rs 5,000 max balance, Rs 1,000 per tx. Faster than UPI, offline-capable. When to use vs regular UPI.
Digital Rupee (CBDC) India 2026: What It Is, How to Use, vs UPI vs Crypto
Digital Rupee (e-Rs) is RBI-issued CBDC, digital cash with sovereign backing. Different from UPI (bank-deposit) and crypto (no issuer). Use cases, taxes, FAQs.
Loan Against Mutual Funds vs PPF vs Gold India 2026: Rates, LTV, Process Compared
Loan against MF (9-11%), PPF (8.1%), and gold (9-15%): rates, LTV, speed, process compared. Cheaper than personal loans (15-20%). Worked example for Rs 5L need.
Insurance Maturity Now Taxable if Premium Above Rs 5 Lakh (Budget 2023 Rule)
Insurance premium above Rs 5 lakh aggregate makes maturity taxable (Budget 2023 for non-ULIP policies). ULIPs: Rs 2.5L threshold. Death benefit always tax-free.
EPF Interest Above Rs 2.5 Lakh Taxable: The Budget 2021 Rule High Earners Still Miss
EPF interest on contributions above Rs 2.5L per FY is taxable (Budget 2021 rule). EPFO splits into Account-1 tax-free and Account-2 taxable. Strategy + worked examples.
Mutual Fund STP and SWP Tax Treatment India FY 2026-27: Detailed Rules + Examples
Mutual fund STP and SWP tax treatment: each installment is a redemption event. Strategic SWP from equity funds for tax-free income up to Rs 1.25L LTCG exemption.
MUDRA Loan Rs 20 Lakh (Tarun Plus) 2026: Eligibility, How to Apply, All 4 Categories
MUDRA loan up to Rs 20 lakh under new Tarun Plus category (Budget 2024). 4 categories explained, eligibility, rates, documents, application channels, CGTMSE.
REIT and InvIT Taxation India FY 2026-27: 4-Component Income Decoded
REIT and InvIT taxation India: 4-component distribution (interest, dividend, rent, capital return), each taxed differently. ITR reporting, capital gains rates.