Financial Calculators · India
All Financial Calculators
18 interactive calculators built for Indians. Verified math, no signups, no ads.
Loans & EMIs
Computing EMIs, qualifying amounts, and the impact of rate changes / pre-payments.
EMI Calculator
Home, car, or personal loan EMIs + pre-payment simulator + rate-change impact tool.
Home Loan Eligibility
Max loan you qualify for based on income and existing EMIs using bank FOIR method.
Tax
Income tax slabs, capital gains, exemptions, and other Indian tax calculations for FY 2026-27.
Income Tax Calculator
Simple new vs old regime comparison with verified slabs, 87A rebate, surcharge + cess.
Detailed IT Calculator
All 5 income heads, Chapter VI-A deductions, capital gains, HRA auto-computed.
HRA Calculator
Exact HRA exemption under Section 10(13A) with three-method comparison.
Capital Gains Calculator
STCG & LTCG auto-detected by holding period. Grandfathering for pre-23-Jul-2024 assets.
Gratuity Calculator
Payment under Gratuity Act 1972 formula + ₹20L tax-exempt cap analysis.
GST Calculator
Add or remove GST at any slab (5/12/18/28%). CGST+SGST split for intra-state.
Advance Tax Calculator
4-installment schedule (15/45/75/100%) per Section 211 + interest under 234C.
TDS Calculator
All major payment categories — interest, rent, professional, contractor, dividend.
Freelancer Tax Calculator
Compares Presumptive 44ADA/44AD vs Regular books, picks lower tax.
Investments & Savings
Project mutual fund growth, PPF, NPS, FDs, and withdrawal plans.
Mutual Fund Calculator
SIP (with step-up), Lumpsum, or Solve-for-Goal — three modes in one tool.
PPF Calculator
15-year (extendable) PPF corpus with current 7.1% rate. Tax-free under 80C.
NPS Calculator
National Pension System: corpus, 60% tax-free lumpsum, 40% mandatory annuity.
FD / RD Calculator
Fixed and recurring deposits with quarterly compounding + TDS threshold warning.
SWP Calculator
Systematic withdrawal for retirement income. 4–5% safe withdrawal guidance.
Time Value of Money
Compound interest growth OR inflation erosion — same math, two perspectives.
Retirement & Insurance
Retirement Corpus
Inflation-adjusted corpus needed + monthly SIP required to build it.
Term Insurance Coverage
Human Life Value (HLV) method for the right term cover.
Health Insurance Coverage
Family health cover by city tier, age, pre-existing conditions, medical inflation.
EPF vs PPF vs NPS
Side-by-side corpus comparison of three retirement vehicles at the same contribution.
Salary & Career
Real Estate
Rent vs Buy
10-year financial comparison: buying vs renting + investing the down payment.
Stamp Duty Calculator
State-wise stamp duty + registration charges for property purchase. Female-buyer discounts factored in.
Loan Prepayment
See interest saved + months cut from a lump-sum or extra-EMI prepayment.