SGB scheme paused since Feb 2024, no new issues. Gold ETFs hit ₹1.83 lakh Cr AUM in 2026, becoming the de-facto default. Digital Gold remains unregulated. Full comparison + decision matrix.
ESOPs and RSUs are taxed twice — at vesting/exercise (perquisite) and at sale (capital gain). Full math for foreign-parent and Indian-listed companies, with Schedule FA disclosure rules.
Advance tax due dates, threshold (₹10K), Section 234B and 234C interest computation, who must pay, and how to pay via Challan 280. With worked examples.
Annual Information Statement (AIS) vs Form 26AS — what’s in each, common mismatches, how to file feedback for incorrect entries, and why reconciliation prevents notices.
Choosing the right ITR form for FY 2025-26 — eligibility, who can use ITR-1 (Sahaj), ITR-2, ITR-3, ITR-4 (Sugam), and consequences of filing the wrong one.
Complete step-by-step ITR filing guide for FY 2025-26. Document checklist, AIS reconciliation, form selection, common errors, and submission process on incometax.gov.in.
Third-party motor insurance is mandatory; comprehensive is optional. Real cost of own-damage cover, IDV math, no-claim bonus, and when each makes sense.
Section 80D health insurance tax deduction explained: limits, what qualifies, parents/seniors, preventive health check-up, real examples, and how to maximise.
Term, health, and critical illness insurance compared in 2026: what each covers, when overlap matters, ideal coverage amounts, and prioritisation for Indian families.
Family floater vs individual health insurance in India for FY 2026-27: real premium comparison, the senior citizen spike, exhaustion trap, optimal smart-family structure, and Section 80D tax math.
Real term insurance cover for FY 2025-26 — income-replacement, debt, and dependant-needs math, with worked ₹1 Cr to ₹5 Cr scenarios.
Annual credit card spend over ₹10 lakh is reported to the Income Tax Department under SFT and shows in your AIS. How to avoid notices, what triggers scrutiny, and how to respond.