✓ Reviewed Apr 2026: Verified that this product is still listed in ICICI Bank’s public lineup. As reward rates, fee structures and milestone benefits change frequently for niche/co-branded products, always cross-check the official MITC on the issuer’s website before applying.

ICICI Lufthansa Miles & More Credit Card Review

Item: ICICI Lufthansa Miles & More Credit Card Review
Rating: 4.5
Author: Arun

ICICI Bank · International airline · Visa Signature

Our score: 6.9 / 10

Annual fee: ₹2,500 + GST

Reward rate: 5 Miles per ₹100 + Star Alliance redemptions

Lounge: 4 domestic per year

Forex: 2.5%

Best for: Lufthansa Miles & More members and frequent Europe / Star Alliance travellers.

What we like

5 Miles & More per ₹100
Welcome 5,000 Miles bonus
2.5% forex
Star Alliance redemption (Air India, Singapore Airlines, Thai, Swiss, United)
4 domestic lounges

Watch out for

Miles expire every 3 years (LH programme rule)
Redemption fee-intensive on LH metal
Limited utility for non-Star travellers
₹2.5K fee barrier

Fees & charges

Item	Charge
Joining fee	₹2,500 + GST
Renewal fee	₹2,500 + GST
Finance charge	3.5% p.m.
Cash advance fee	2.5% (min ₹500)
Forex markup	2.5%
Late payment fee	Up to ₹1,300

Rewards structure

5 Miles & More per ₹100 retail, 10 per ₹100 on Lufthansa Group bookings (LH, Swiss, Austrian, Brussels). Redeem across 25+ Star Alliance carriers. Best value: business-class long-haul redemption.

Key benefits

Welcome 5,000 Miles & More
4 domestic lounges
2.5% forex
Priority check-in on LH/Star
Miles & More status milestone support

Who the ICICI Lufthansa Miles & More is for

Regular Europe / Star Alliance flyers (6+ trips/year) who can plan around LH's notoriously complex award chart. Singapore Airlines redemptions via LH programme are often the best value.

Final verdict

Good niche card for Star Alliance loyalists. BA Avios card is more flexible for short-haul; Miles & More better for Europe long-haul plus Singapore Airlines F-class redemptions.

FAQ

Do Miles & More actually expire in 3 years?

Yes — unless status maintained or at least 1 earn/redeem activity occurs. Expiry can lose mileage balances.

Can I transfer ICICI rewards to Miles & More?

No — this card earns Miles directly. Other ICICI cards don't transfer rewards into the LH programme.

Is Miles & More status earned via this card?

Only flown revenue segments on LH Group count for Silver/Gold status. Card earn is mileage-only.

Fees and features verified against the issuer's public website. Benefits may vary; always confirm current terms with the issuer before applying.