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▾Axis Bank My Wings Credit Card (Most Travel Benefits Expired Apr 2019): Reference
Best for: Reference for existing My Wings cardholders only.
- Only active ongoing benefit (per current issuer page): IRCTC cashback
- All flight ticket / hotel voucher / Ezeego cashback benefits previously associated with this card expired 20 April 2019
- Airport lounge access (refer current MITC for current count and eligibility)
- Treat this card's historical headline benefits as deprecated — verify current benefit list with Axis customer service before factoring into your wallet strategy
- Lower lounge count than Select/Atlas
- Base earn modest (1%)
- Travel-specific — non-travellers see weaker value
- No international lounge
Fees & charges
| Item | Charge |
|---|---|
| Joining fee | ₹750 + GST |
| Renewal fee | ₹750 + GST |
| Finance charge | 3.5% p.m. |
| Cash advance fee | 2.5% (min ₹500) |
| Forex markup | 2.5% |
| Late payment fee | Up to ₹1,300 |
Rewards structure
Base 2 EDGE points per ₹200 (1%). Travel categories (airlines, hotels, travel agencies) earn 8 EDGE points per ₹200 (4% headline). Redeem at ₹0.20-0.40/point depending on path.
Key benefits
- 4 domestic lounges/year
- 2.5% forex
- Travel-category 4× accelerator
- Trip delay insurance up to ₹5,000
- Baggage loss cover ₹25,000
Who the Axis MyWings is for
Occasional travellers (3-5 trips/year) who want Axis's low forex at an accessible price. Beats ACE for international spend, loses to Select on overall perks.
Final verdict
Underrated mid-entry travel card. 2.5% forex at ₹750 is competitive — though Select offers more at ₹3K. Good secondary travel card.
FAQ
Does MyWings include travel insurance?
Yes — trip delay, baggage loss and emergency medical (limited) on tickets booked with the card.
What counts as travel spend?
Airline websites, OTA (MakeMyTrip, ClearTrip, Yatra), hotel websites, airport spends.
Is MyWings renewed automatically?
Yes — auto-renewal at ₹750 unless cancelled 30 days before anniversary.
Fees and features verified against the issuer's public website. Benefits may vary; always confirm current terms with the issuer before applying.