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▾Axis Samsung Infinite Credit Card Review
Best for: Existing Samsung Axis Bank Infinite cardholders evaluating renewal value. Not currently available to new applicants.
- 10% cashback on Samsung purchases including EMI transactions (issuer-confirmed)
- Welcome: 30,000 EDGE Reward Points on completing 3 transactions within 30 days of card issuance
- 15 EDGE Reward Points per ₹100 at preferred partners — bigbasket, Tata 1mg, UrbanCompany, Myntra, Zomato (~7.5% headline value)
- 8 complimentary domestic lounge visits per calendar year (issuer-confirmed; not 4)
- Complimentary 1-year EazyDiner Prime membership on card activation
- 1% fuel surcharge waiver, capped at ₹500 per statement
- Closed to new applications — existing customers only
- Cashback ecosystem locked to Samsung for best rates
- Outside Samsung + the 5 partner merchants, base earn is plain Axis EDGE rate
- 3.5% forex markup is uncompetitive
- No international lounge access
Fees & charges
| Item | Charge |
|---|---|
| Joining fee | ₹1,500 + GST |
| Renewal fee | ₹1,500 + GST |
| Finance charge | 3.6% p.m. |
| Cash advance fee | 2.5% (min ₹500) |
| Forex markup | 3.5% |
| Late payment fee | Up to ₹1,300 |
Rewards structure
Per the current issuer page: 10% cashback on Samsung purchases (including Samsung EMI transactions). 15 EDGE Reward Points per ₹100 on the 5 preferred partners — bigbasket, Tata 1mg, UrbanCompany, Myntra, Zomato. Standard Axis EDGE base earn applies on other categories. Welcome benefit: 30,000 EDGE Reward Points on 3 transactions in the first 30 days. The earlier copy that quoted a ₹5,000 Samsung voucher welcome and a flat 2%/1.5% online/offline rate was inaccurate vs the live issuer page.
Key benefits
- Welcome: 30,000 EDGE Reward Points (worth ₹6,000-7,500 depending on redemption) on 3 transactions in first 30 days
- 10% cashback on Samsung purchases (cap ₹10K/year)
- 4 domestic lounges/year
- 0% EMI on Samsung big-ticket purchases for 12 months
- Priority service at Samsung repair centres
Who the Axis Samsung Infinite is for
Anyone buying a Samsung flagship phone (S-series, Fold, Flip) or appliance worth ₹50K+. First-year savings easily exceed ₹5-10K.
Final verdict
A one-shot deal. Use it for a big Samsung purchase in year one, reconsider year two. Not a long-term primary card.
FAQ
Can I stack card cashback with Samsung festival offers?
Card cashback typically stacks with Samsung promotional discounts, though specific offer T&Cs apply.
Does Samsung accessories qualify?
Yes — genuine Samsung accessories (earbuds, chargers, watches) purchased at authorised channels qualify for 10%.
Is there a purchase minimum for the welcome voucher?
Welcome voucher activates on first transaction. No minimum purchase value.
Fees and features verified against the issuer's public website. Benefits may vary; always confirm current terms with the issuer before applying.