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▾IndusInd EazyDiner Credit Card Review (both variants)
Best for: Frequent restaurant-goers who want guaranteed table-discounts at premium dining venues. The regular EazyDiner Credit Card is the better pick for travel-heavy diners (₹7,500 Postcard Hotel welcome, 10 RP/₹100 on hotel + travel + shopping). The EazyDiner Signature is the value option at ₹1,500 fee for users who only want the dining discounts and don't need the higher reward earn or hotel voucher.
Variant comparison at a glance
| Item | EazyDiner Credit Card (regular) | EazyDiner Signature |
|---|---|---|
| Joining fee | ₹2,999 | ₹1,500 + GST |
| Annual fee | ₹2,999 (renewal) | ₹1,500 + GST |
| EazyDiner Prime membership | 12 months Prime, worth ₹3,550 (25–50% off at 2,000+ premium restaurants/bars) | EazyDiner Prime included; 15% off at 2,500+ restaurants in arunps's coverage of the older variant |
| Welcome bonus | 2,000 EazyPoints + ₹7,500 Postcard Hotel stay voucher | Welcome voucher worth ~₹1,500 (verify in current MITC) |
| Renewal benefits | EazyDiner Prime renewed + 2,000 EazyPoints + ₹7,500 Postcard voucher on renewal-fee payment | Standard renewal — EazyDiner Prime continues |
| Reward rate | 10 Reward Points per ₹100 on Hotel + Travel booking, shopping and entertainment (issuer-confirmed) | 3 RP per ₹100 base; accelerated dining via the EazyDiner partner network |
| Dining experience | Instant redemption of Reward Points against restaurant bills via EazyDiner app | Same EazyDiner-app integration; uses the partner-restaurant discount stack |
| Lounges | Verify in current IndusInd MITC | 2 domestic lounge visits/year (per arunps's prior coverage) |
| Forex markup | Verify in current MITC | 3.5% |
indusind.bank.in/.../eazydiner-credit-card.html currently positions the regular EazyDiner Credit Card with a ₹2,999 / ₹2,999 fee structure and the ₹7,500 Postcard Hotel welcome. The Signature variant was historically offered at the lower ₹1,500 + GST fee with 3 RP/₹100 and 15% partner dining discounts. Both variants share the EazyDiner Prime bundling and the dining-app instant-redemption mechanic. Confirm with IndusInd which variant is currently being issued and at what fee before applying — IndusInd may have consolidated to a single SKU.- 15% off at EazyDiner partner restaurants (some go up to 50% on slow days)
- EazyDiner Prime membership bundled
- Welcome voucher worth ₹1,500+
- Easy-to-redeem discounts
- Partner list covers tier-1 cities well
- Narrow focus — diners-only
- Base rewards are average
- Discounts need restaurants to accept EazyDiner payment flow
- 2 lounges/year is minimal
Fees & charges
| Item | Charge |
|---|---|
| Joining fee | ₹1,500 + GST |
| Renewal fee | ₹1,500 + GST |
| Finance charge | 3.6% p.m. |
| Cash advance fee | 2.5% (min ₹500) |
| Forex markup | 3.5% |
| Late payment fee | Up to ₹1,300 |
Rewards structure
Base 3 reward points per ₹100 (2% at 1:1 redemption). EazyDiner partner restaurants give 15-50% direct discount at the bill (stacks with any restaurant promos). Points redeem at ₹0.50 per point via EazyDiner, lower elsewhere. Effective cashback 2% general, 15-50% on partner dining.
Key benefits
- EazyDiner Prime membership (normally ₹1,500/year) bundled free
- 15-50% off at 2,500+ partner restaurants in India
- Welcome ₹1,500 EazyDiner voucher
- 2 domestic lounge visits/year
- Host-a-Table feature for reservations at premium restaurants
Who the IndusInd EazyDiner Signature is for
Foodies eating out 8+ times a month in tier-1 cities where EazyDiner has wide restaurant coverage. In tier-2 cities or for light diners, the partner benefit is too niche.
Final verdict
A well-designed niche card. If your monthly dining bill is ₹15K+, the structural 15% discount saves ₹25K+ annually, dwarfing the ₹1.5K fee. Pair with a primary cashback card for non-dining spends.
FAQ
Do I need to book via EazyDiner app to get the discount?
Yes — reserve via the EazyDiner app, use the card at payment, the discount is applied automatically.
Is EazyDiner Prime same as the card benefit?
Yes — the card bundles free EazyDiner Prime, which otherwise costs ₹1,500/year standalone.
Which cities have best EazyDiner coverage?
Mumbai, Delhi, Bengaluru, Gurgaon, Hyderabad, Pune, Chennai and Kolkata have the deepest partner networks (500+ restaurants each).
Fees and features verified against the issuer's public website. Benefits may vary; always confirm current terms with the issuer before applying.