PPF Calculator · Public Provident Fund
PPF Calculator
Project your PPF balance over 15 years (or extendable 5-year blocks). Uses current PPF rate with annual compounding — see exactly how much you’ll accumulate.
min ₹500 / max ₹1.5L per year
₹
current: 7.1% (govt rate)
% p.a.
PPF base is 15 years, extendable in 5-yr blocks
years
Methodology. PPF interest is compounded annually on the lowest balance between 5th and end of month. This calculator assumes deposit on April 1 for simplicity. Actual balance depends on exact deposit dates. PPF deposit qualifies for Section 80C deduction up to ₹1.5 lakh. Interest and maturity are tax-free. Rate is revised quarterly by the Ministry of Finance — current rate is 7.1% (as of Q4 FY 2026-27).