BOBCARD CMA One Credit Card Review (For ICMAI Professionals)
Profession-exclusive co-brand from BOBCARD designed for ICMAI (Cost Management Accountants) members. 5X rewards on dining/online/utility, 12 domestic lounges/year, 2% preferential forex, FITPASS PRO 1-yr complimentary, and Professional Indemnity insurance. Verified Apr 2026 against the official BOBCARD product page.
Quick take
The CMA One BOBCARD is a profession-exclusive product available only to active ICMAI (Institute of Cost Accountants of India) members. It bundles a 5X reward accelerator on three high-frequency online/utility/dining categories, a serious lounge package (12 domestic visits/year, 3/quarter), preferential 2% forex markup. And a complimentary 1-year FITPASS PRO membership marketed at ₹48,000 retail value. The Professional Indemnity insurance cover (₹5 lakh) is the rare profession-specific perk you don't find on generic premium cards.
Reward structure
| Category | Reward rate | Cap |
|---|---|---|
| Dining, Online, Utility bills | 5 RP per ₹100 (5X) | 1,000 RP per statement cycle |
| All other categories | 1 RP per ₹100 | — |
| Fuel | 0 RP (excluded) | — |
| Redemption | 1 RP = ₹0.25 cashback | — |
Travel & lifestyle benefits
- 12 complimentary domestic airport lounge visits per year (3 per quarter) at partner lounges
- 2% preferential forex markup on international transactions (vs typical 3.5%)
- Complimentary 12-month FITPASS PRO Membership (issuer-stated retail value ₹48,000)
- Smart EMI option on transactions above ₹2,500 (6-48 month tenures)
- Up to 3 lifetime-free add-on cards for spouse, parents, siblings or kids (18+)
- Contactless tap-and-pay enabled
Insurance cover
| Cover | Sum insured |
|---|---|
| Professional Indemnity Insurance | Up to ₹5,00,000 |
| Air accident death cover | ₹15,00,000 |
| Non-air accident death cover | ₹5,00,000 |
| Lost-card liability | Zero (after reporting) |
Eligibility
- Resident of India
- All eligible & active members of ICMAI
- Age: 21–75 years (salaried & self-employed)
- Documents: KYC docs · PAN · ICMAI Membership Card photocopy · latest salary slip / ITR