HDFC Swiggy Credit Card

Key Features:

1. Cashback Benefits:
   • 10% Cashback on Swiggy: Earn 10% cashback on Swiggy app transactions, including food orders, Instamart, Dineout, and Genie services.
   • 5% Cashback on Online Spends: Receive 5% cashback on online purchases across specified categories, such as apparel, electronics, entertainment, and more.
   • 1% Cashback on Other Spends: Get 1% cashback on all other eligible spends.
2. Welcome Benefit:
   • Swiggy One Membership: Enjoy a complimentary 3-month Swiggy One membership upon card activation.
3. Annual Savings Potential:
   • Save up to ₹42,000 annually through various cashback offers.

Fees & Charges:

• Joining Fee: ₹500 (currently waived under a limited-time offer).
• Annual Fee: ₹500 (waived upon annual spends exceeding ₹2,00,000).

Eligibility Criteria:

• Age: 21–60 years.
• Income: Specific income criteria apply; please refer to HDFC Bank’s official guidelines.

Additional Benefits:

• Mastercard World Benefits: Access to premium offers, including complimentary golf lessons and discounts on global hotel bookings.

Application Process:

1. Online Application: Visit the HDFC Bank website or Swiggy app to apply.
2. Documentation: Provide necessary KYC documents as per bank requirements.

Important Notes:

• Cashback Exclusions: Certain transactions, such as fuel, rent, EMI, wallet loading, and government-related spends, are excluded from cashback eligibility.
• Monthly Cashback Caps:
  • 10% category: Up to ₹1,500 per billing cycle.
  • 5% category: Up to ₹1,500 per billing cycle.
  • 1% category: Up to ₹500 per billing cycle.

For the most accurate and up-to-date information, please refer to the official HDFC Bank website or contact their customer service.